Academy of Finance

Opening the Doors to the World of Finance

The Academy of Finance (AOF) is PCTI’s response to the need for change in the finance industry, where students acquire the knowledge and skills for success. Certified by the prestigious NAF (the National Academy Foundation), the Academy of Finance is a high level program offering challenges and opportunities to all students. Ranked 1st in the Nations in the WISE Financial Literacy Certification Program!

  • Banking
  • Insurance
  • Stock Broker
  • Small Business Entrepreneur
  • Financial Planner
  • International Finance
  • Management
  • Corporate Finance
  • Real Estate
  • Accountant
  • Financial Consulting
  • Government Services
  • Tax Preparer/Examiner
  • Auditor
  • Global Economist

First in New Jersey
As an outgrowth of the AOF, PCTI formed a partnership with its business partner, Columbia Bank, and opened a full-service bank branch – “and living classroom” – on campus! Columbia Bank provides training to students who work alongside the branch manager.

Working with Advanced Technical Systems
All AOF students are exposed to automated accounting and the highly acclaimed “Dollars and Sense” financial planning program. The Academy has access to a business facility equipped with state-of-the-art computers.

Learning Through Competition
AOF students compete at the state and local level in FBLA (Future Business Leaders of America) and other finance-related competitions such as the Consumer Bowl. Students also have the opportunity to compete for a variety of scholarships available only to AOF students.

Academy of Finance Curriculum

Introduction to Financial Services
Economics – Banking & Credit • Accounting • International Finance Financial Planning • Real Estate – Mortgage Finance

9th Grade
Finance Level I
English I

Algebra I
Biology or Geophysical Science
World Language I
World History
Physical Education/Health I

10th Grade
Finance Level II

English II
Mass Communications
Biology or Applied Physics
World Language II
Physical Education

11th Grade
Finance Level III
English III

Algebra II
Science Elective
US History I
Physical Education/Health II
Berkeley College Courses

12th Grade
Finance Level IV

English IV
US History II
Physical Education/Health IV
Berkeley College Courses
Internship •

NOTE: The academic component is taught by highly qualified and dedicated professionals.

* Required by the National Academy Foundation.

• During the summer of their junior year, AOF students are required to complete a minimum of a 5 week paid internship within the financial services industry. Students may have the opportunity to continue working in the fall through the School-to-Careers program.


Faculty Expertise

AOF faculty members are fully certified with years of experience in business and finance. Collectively they bring a multitude of knowledge and experience to the classroom and often invite distinguished guests.

Licensure Opportunities
Students who successfully complete the AOF program receive a nationally recognized Wise Financial Literacy Certificate.

“College Connection Program” Earning College Credits in High School
Want to earn college credits before graduating high school? At PCTI you have the opportunity to do just that! Nearly 2 dozen college courses . . . some specific to career majors and others open to all PCTI students . . are offered in affiliations with area colleges and universities! All AOF students have the opportunity to earn up to 36 college credits during their junior and senior years through Berkeley College.

College Affiliations
Some of PCTI’s higher education affiliates include: William Paterson University, Seton Hall University, Drexel University, UMDNJ (University of Medicine & Dentistry New Jersey), Berkeley College, Passaic County Community College, NJIT (New Jersey Institute of Technology), Rochester Institute of Technology, FDU and Hudson County Community College.

Organizational Affiliations
PCTI’s AOF is a member of the National Academy Foundation. This national organization’s goal is to partner private industry and the public sector in providing quality, industry-specific education and work experiences for high school students nationwide. This is to prepare them for careers, college and other areas of their lives. Students also participate as members of FBLA (Future Business Leaders of America).


School-to-Careers Experience
PCTI maintains a very strong and supportive School-to-Careers program, offering 9th, 10th and 11th graders the opportunity to “job shadow,” and 11th & 12th graders the chance to put their skills to work at a paid position in the workplace. Hundreds of students participate. . . and hundreds of business leaders support our efforts by employing our students.

Awards and Honors

  • Ranked 1st in the Nations in the WISE Financial Literacy Certification Program!
  • AOF program receives national certification from the NAF (National Academy Foundation)
  • AOF students . . . 2 time 1st place Consumer Bowl winners / NJ Department of Consumer Affairs

The “partnership” between PCTI’s AOF and its business partner honored with state and national awards:

  • Best Practice Award / NJ Department of Education, “Banking on Success”
  • National “Golden Achievement Award” / NSPRA (National School Public Relations Association)
  • National “Magna Award” / American Association of School Boards & Sodexho Services
  • Award of Excellence, AOF/Partnership Exhibit, NJSBA Convention